How Celluma HSA and FSA checkout works
Celluma accepts HSA and FSA cards through Truemed, a company that handles the paperwork that makes a wellness product eligible for pre-tax spending. The steps Celluma lists are:
- Add your device to the cart on celluma.com and go to checkout.
- Choose Truemed and complete a short health assessment.
- If you qualify, pay with your HSA or FSA card.
The condition worth understanding first
HSA and FSA money can only be spent on medical care. Products like an LED panel qualify when a clinician confirms they're being used to treat a specific condition, usually through a letter of medical necessity. That's what the health assessment is for.
Celluma's devices are FDA-cleared for pain relief, acne, wrinkles and, on some models, hair loss, so the conditions line up with what the device is cleared to treat. But qualifying depends on your own assessment, not on the device alone. Keep the paperwork Truemed sends you in case your plan administrator asks for it.
What the saving is worth on each model
Using Celluma's 30% average. Your real figure is your own marginal tax rate, so treat this as a guide.
HSA vs FSA: which to use
- FSA: usually has to be spent by the end of the plan year, sometimes with a short grace period. If you have money left in December, a device you'd buy anyway is a sensible use of it.
- HSA: rolls over year to year and stays yours. There's no deadline pressure, so use it if the device is worth it to you, not because the year is ending.
Can you combine HSA with a sale?
Yes. The HSA/FSA saving is a tax saving, not a store discount, so it applies to whatever you pay. If you buy during Celluma's Black Friday sale, the 30% applies to the sale price. Our Celluma discount code page lists every other real saving.
Where to buy
Buy from the official Celluma store to get the first-order offer, HSA/FSA checkout and the full 2-year warranty. Our where to buy Celluma page compares it with Amazon, Nordstrom and resale.